6 digital banking options with joint accounts

The popularization of digital banking in Brazil has brought a range of facilities to users, from exemption from fees to the convenience of solving everything via cell phone. Among these facilities, the possibility of opening a joint account has become increasingly common, allowing couples, family and friends to manage their finances in an integrated way. 

6 digital banking options with joint accounts

With the increasing digitization of financial services, digital banks have become an attractive alternative to traditional banks, offering convenience, time savings and no fees. Among the many features available, the possibility of opening a joint account is one of the most sought after by couples, family members and even friends who want to manage their finances in a shared way.

1. Nubank

Nubank is one of Brazil's best-known digital banks, and recently started offering the option of a joint account. With Nubank, you can share the management of your account with another person, while maintaining transparency and control over your shared finances. Nubank's joint account offers all the benefits of an individual account, such as no fees, a debit card and a credit function.

Advantages:

• Exemption from tariffs
• Easy account opening
• Intuitive application

2. Inter Bank

Banco Inter is another digital bank that allows you to open joint accounts. In addition to traditional accounts, Banco Inter offers a range of additional services, such as investments, insurance and foreign exchange. A joint account with Banco Inter is ideal for those who want to manage their finances together and still have access to a wide range of financial services.

Advantages:

• Fee-free account
• Access to various financial services
• Complete investment platform

3. C6 Bank

C6 Bank offers the possibility of opening a joint account, ideal for couples and family members who want to centralize their finances in a single account. C6 Bank also stands out for the personalization of the card, allowing each cardholder to choose the color of their card, even in the joint account. In addition, the bank offers a number of benefits, such as a points program and cashback.

Advantages:

• Card personalization
• Points and cashback program
• Diversity of financial services

4. Next

Next, Bradesco's digital bank, also allows the opening of joint accounts. With a proposal focused on young people and technology, Next offers a complete digital account, with no fees and access to various banking services. The Next joint account facilitates shared financial control and allows the use of various features of the app.

Advantages:

• Exemption from tariffs
• Modern and functional application
• Access to Bradesco services

5. Neon

Neon is a Brazilian fintech that has gained prominence in the digital banking market. With the possibility of opening a joint account, Neon makes everyday life easier for couples and family members who want to share finances. The bank offers a digital 100% experience, with low fees and an intuitive app.

Advantages:

• Experience 100% digital
• Reduced rates
• Intuitive and functional application

6. Original

Banco Original is a pioneer in the digital banking segment in Brazil and offers the option of a joint account. With a complete range of financial services, Banco Original allows users to have an integrated experience, from opening an account to making investments. The Banco Original joint account is ideal for those looking for practicality and shared financial control.

Advantages:

• Diversity of financial services
• Complete experience from start-up to investment
• Robust and intuitive platform

Enjoy the benefits of a joint account

Choosing a digital bank that offers joint accounts can bring several benefits, such as easier control of finances, transparency and practicality. Each bank listed here has its own peculiarities and advantages, so it's important to assess which one best meets your needs and expectations. 

Regardless of the choice, banking digitalization has come to make our lives easier and improve financial management in a simple and effective way.

See also: How to open a free current account at Banco do Brasil

May 21st, 2024