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O ITUB3 is one of Itaú Unibanco, one of the largest banks in Brazil and Latin America. This action represents the ordinary shares of the company, which give them the right to vote at shareholders' meetings. But is investing in ITUB3 a good choice? How does this stock perform on the market? And what is the difference between ITUB3 and ITUB4?

If you are thinking of investing in Itaú Unibanco and want to understand everything about ITUB3Keep reading. I'm going to explain in a simple and straightforward way what you need to know before making any decisions.

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What is the ITUB3 share?

The action ITUB3 is the ordinary action of Itaú Unibanco, i.e. they have the right to vote on the company's decisions. This means that shareholders in this category can participate more actively in the bank's management.

Itaú Unibanco is one of the Brazil's most solid banksThe company has millions of clients and a great track record of profitability. This makes its shares highly sought after by investors looking for stability and good returns.

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ITUB3 or ITUB4: what's the difference?

Itaú Unibanco has two types of action on the stock exchange:

  • ITUB3 (Ordinary Shares)The most important of these are: they give you the right to vote at general meetings, but they tend to be less liquid.
  • ITUB4 (Preferred Shares)They don't give voting rights, but they usually pay more dividends and are more liquid on the market.

Most investors prefer ITUB4because it is more widely traded and pays more attractive dividends. However, ITUB3 can be interesting for those who want to have decision-making power in the company.

Does ITUB3 pay dividends?

Yes! Itaú Unibanco is known for distributing good dividends to its shareholders. Although ITUB4 have preference in payment, ITUB3 also receives regular earnings.

The bank has a history of constant profitThis ensures that its investors are well remunerated. Therefore, those who invest in ITUB3 can count on dividends throughout the year.

Is it worth investing in ITUB3?

Investing in ITUB3 may be worthwhile, but it depends on your profile and strategy. Some advantages of this stock are:

1# Solid company - Itaú Unibanco is one of the most profitable banks in Brazil.
2# Dividend distribution - Even though it is an ordinary share, ITUB3 pays regular dividends.
3# Possibility of participation in management - Those who own ITUB3 can vote on company decisions.

On the other hand, there are some points that need to be evaluated:

  • Lower liquidityITUB3 is less traded than ITUB4, which can make it difficult to sell quickly.
  • Lower dividendsITUB4 tends to pay more dividends as it is preferred.
  • Focus on valorizationWhoever invests in ITUB3 may be more interested in the growth of the stock than in passive income.

If you're looking for higher dividends and ease of trading, ITUB4 may be a better option. But if you want participate in the bank's decision-makingITUB3 could be interesting.

How to buy ITUB3?

To invest in ITUB3follow these steps:

1# Open an account with a broker - Choose a reliable broker to access the stock market.
2# Deposit money in the account - Make a transfer to the broker.
3# Search code ITUB3 - Access the home broker and search for the stock by the ticker ITUB3.
4# Define the quantity - Choose how many shares you want to buy.
5# Confirm the purchase order - Wait for the order to be executed and that's it!

You can buy ITUB3 at any time, but it's always good to follow the market to identify entry opportunities.

Is ITUB3 a good long-term investment?

Itaú Unibanco is one of the most profitable banks in the countryThis makes its shares good options for long-term investors. Historically, Itaú solid growth and good dividend distributionThis makes ITUB3 an interesting choice for those who want to build up equity over the years.

If you want to invest for the future and believe in the strength of the banking sector, ITUB3 could be an excellent option within your investment strategy.

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March 9th, 2025