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Know where to invest 1000 reais is the first step towards expanding your assets. An interest in investing shows that you have maturity and control over your personal finances. It's not always easy to find a good option for investing, but it's not impossible. Check them out below. 

Where to invest 1000 reais

Know where to invest 1000 reais is the first step towards controlling your personal finances. There are several investment options on the market today, but their characteristics are different. 

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Therefore, before making a decision, it is essential to analyze the investment options with peace of mind. If you have R $1,000.00 available to invest in a share, there are some great shares on the market. Check them out below:

1. Actions

One of the best investment options is shares, the best-known assets in this category being variable income. 

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Shares are small pieces of a publicly traded company. In other words, they are the companies on the stock exchange, which investment brokers use. As soon as you buy a share, you become a partner.

When you trade shares, you can profit from income such as dividends, interest on capital and so on. But there are more benefits to shares, such as the appreciation of the paper. 

However, while shares can rise in value on the market, their value can also fall. When this happens, the investment will be devalued. This is an important point to watch out for. 

2. Fixed Income

If you're just starting out in the investment market, one of the best options is fixed income. It's a simple market to understand and has a high level of security and low risk when you first invest. See the best fixed income investments: 

  • Treasury Direct;
  • LCI and LCA;
  • CRI and CRA;
  • CDBs. 

In principle, investors can start investing with smaller amounts, with the yield following the CDI, Selic or other inflation indices as a reference. It's worth noting that the CDI is the main benchmark for fixed income returns. 

3. Investment Funds 

Investment funds are great for investing in the market. In this financial product, investors basically put their money in the hands of specialists, who are responsible for choosing how to invest it. 

These funds have a return based on the CDI, inflation, the Selic rate, among others. It's worth noting that investment funds can include various types of assets in their basket. But this is an option that requires more analysis on the part of the investor. 

Before choosing an investment fund, investors need to analyze a number of factors, such as profitability and management fees. The diversity of options is another feature to evaluate. 

4. Real Estate Investment Fund 

Real Estate Investment Funds, popularly known as FIIs, are investments in real estate shares. Although they are similar to ordinary securities, these funds are closed-ended, i.e. the shares are traded through a home broker. 

One of the main characteristics of the Real Estate Investment Fund is the possibility of monthly income. In this way, it can function as a recurring source of passive income.

5. Treasury Direct

Treasury Direct is one of the most popular investment options on the market. This product basically works like a loan made to the Federal Government, through bonds and a system similar to the previous alternatives. 

The federal government uses the money to reinvest in the public sector or repay public debt. It's important to note that the return on the investment varies according to the Selic rate. In short, the advantages of Treasury Direct include its high level of security. 

Bonus: Invest abroad

There are plenty of shares to invest in on both the domestic and international markets. However, if you want to invest in the second alternative, your best bet is BDRs, which are nothing more than receipts for shares in foreign companies received in Brazil. 

Another option is American ETFs, i.e. investment funds that follow foreign indices. With 1,000 reais, investors can start building a portfolio of BDRs or choose the best ETFs on the market. 

How to invest 1000 reais

Now that you know the best investment options on the financial market, it's time to find out how to invest 1000 reais wisely. Check it out below:

  1. Financial Education: Before starting your journey in the investment market, it is essential to invest in quality financial education. This will provide investors with greater knowledge, as well as developing experience and creating strategies;
  1. Patience, Discipline and Work: These three virtues are essential for anyone who wants to be successful in the investment market. Once your portfolio is built, maintenance is one of the main foundations for good changes; 
  1. Trends: The market trend is your friend, in other words, it is the basis for profit. Understanding what the market trends are in the short, medium and long term is extremely useful for discovering the possibility of profit;
  1. Price: The only thing that matters in investing is the price. In this sense, if prices are rising, the investor is going long on the market. On the other hand, if prices are falling, the trader is going short;
  1. Buy low, sell high: Although it may seem obvious, most investors do the opposite. The ability to buy at the low and sell at the high determines an investor's ability to succeed or fail in investments. 

In short, to be successful in the investment world, you need to let profits run and cut losses quickly. That's the key to starting to build your wealth. In this sense, discipline is essential in the investment world. 

How to choose a product to invest in 

With so many investment possibilities and strategies, most investors ask themselves: how do you choose which product to invest in? Here are some tips: 

  • Investor Profile: Choose products that match your investor profile; 
  • Term: The operations must correspond to the terms for which you wish to leave the money invested;
  • Diversification: One of the most important characteristics in the investment market is diversification. In this sense, choose operations that improve or diversify your portfolio.
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