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Know which are the world's largest digital banks is the first step to finding a financial institution that meets your needs. Digital banks have come to transform the financial market, each with its own characteristics and advantages. Check them out below. 

Which are the world's largest digital banks 

A digital bank, as its name suggests, is an institution where most financial operations are concentrated online. Unlike traditional banks, digital banks offer greater convenience for daily transactions. 

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Digital banks have arrived to transform Brazil's financial market. Through technological innovation, these institutions are gaining more and more ground in consumers' lives. In fact, the majority of Brazilians are willing to migrate to a digital bank. 

These banks are a worldwide trend, after all, they are practical and simple to use. But before you open your digital account, it's important to know which are the world's largest digital banks. Check it out below:

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Neon

Banco Neon is one of the best digital banks in Brazil today. Through the institution's official platform, customers can open a free digital account. In addition, after an analysis, they receive a credit card with no annual fee. 

At Neon, customers pay no fees to transfer money to other banks, and pay nothing to issue deposit slips. Another feature is the possibility of withdrawing once a month free of charge. 

Inter

Banco Inter is another recommendation for those who want to open a digital account full of advantages. This is one of the first financial institutions to operate in Brazil, and one of the most prominent in the digital environment. 

The financial institution is headquartered in Belo Horizonte and provides a free digital account for all consumers. In other words, customers don't pay any maintenance or account opening fees, and they can make TED transfers and withdrawals without any fees. 

If you send money to other countries on a regular basis, this bank is the most affordable option. After all, compared to other institutions, the fees for this type of operation are usually lower.

Starling Bank

Starling Bank has received an award as one of the best British banks, as well as best current account and business banking provider. This financial institution is from the United Kingdom, but is recognized worldwide for the fluidity of its services. 

This company cares about its corporate accounts and clients, which is why it is constantly investing in cutting-edge technologies. Through this financial institution, customers can use the available balance in their account with their debit card, buying with euros with peace of mind and ease. 

Another feature of Starling Bank is that it was the first to launch a personal current account with an app in the UK. The launch took place in 2018, with more than 1 million accounts opened. 

WeBank

WeBank is one of the largest digital banks in the world. Founded in 2015 by Tencent, the institution has amassed more than 100 million users. Focused on innovation and powered by AI, the company has had a strong culture of transformation since its inauguration. 

WeBank's main objective is to serve an unbanked population, as well as micro and small entrepreneurs. With easy support and service, the financial institution is a major player in the global financial market. 

C6 Bank

C6 Bank is another prominent digital bank in the financial market. This platform offers a range of specialized products and solutions to customers, making everyday life easier. 

If you constantly travel to other countries, this digital bank is a great choice, as the Global Account is one of its highlights. With this feature, customers can open an international digital account, keeping the balance in dollars. 

One of C6 Bank's biggest highlights is undoubtedly the fact that there are no annual fees for digital accounts or credit and debit cards. It's worth noting that in order to access the bank's credit, customers undergo a credit analysis. 

Through the digital current account, consumers can make withdrawals, transfers and TEDs without additional charges. In addition, the bank works with its own points program, which can be used to redeem products or services of interest. 

N26

Today, Bank N26 is considered one of the largest in Europe, thanks to its many features and advantages. Founded in 2013, this German institution has evolved from a payment company into a bank. 

After reaching most of the Eurozone and the United Kingdom, the company has launched its services in the United States and Switzerland. It will also be expanding to Brazil. If you want an account with free foreign currency withdrawals, this is an excellent choice. 

AgiBank

AgiBank, a bank launched in Rio Grande do Sul, is an institution focused on the delivery of 

payroll loans. Although it has expanded its digital services in the last decade, this bank has physical branches all over the country. 

Finally, AgiBank's digital account does not charge customers any maintenance fees and has a limit of 4 free withdrawals per month. Unlike other banks, this one charges an annual fee for the credit card and is only available with Mastercard. 

Wise

Banco Wise is known as one of the best on the market, mainly because it has the best rates. This institution is recommended for clients who need to send money abroad, for example. 

In addition to the possibility of making international remittances, Wise customers also have access to a multi-currency account. This allows them to store balances in foreign currencies. 

This international account works just like the digital ones, as well as having a prepaid debit card. If you transfer money abroad regularly, Wise is the best bank for you. 

It's worth noting that the balance is stored in your international account, which can be converted or sent to other bank accounts. In short, Wise is a great reference in the market, especially for the features and advantages available. 

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