{"id":990,"date":"2025-03-09T06:00:00","date_gmt":"2025-03-09T09:00:00","guid":{"rendered":"https:\/\/credittcards.com\/?p=990"},"modified":"2025-02-22T19:58:28","modified_gmt":"2025-02-22T22:58:28","slug":"itub3-entenda-tudo-sobre-o-investimento","status":"publish","type":"post","link":"https:\/\/credittcards.com\/en\/itub3-entenda-tudo-sobre-o-investimento\/","title":{"rendered":"ITUB3: understand everything about the investment"},"content":{"rendered":"<p>O <strong>ITUB3<\/strong> is one of <strong>Ita\u00fa Unibanco<\/strong>, one of the largest banks in Brazil and Latin America. This action represents the <strong>ordinary shares<\/strong> of the company, which give them the right to vote at shareholders' meetings. But is investing in ITUB3 a good choice? How does this stock perform on the market? And what is the difference between <strong>ITUB3 and ITUB4<\/strong>?<\/p>\n\n\n\n<p>If you are thinking of investing in Ita\u00fa Unibanco and want to understand everything about <strong>ITUB3<\/strong>Keep reading. I'm going to explain in a simple and straightforward way what you need to know before making any decisions.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-1024x585.png\" alt=\"\" class=\"wp-image-991\" srcset=\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-1024x585.png 1024w, https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-300x171.png 300w, https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-768x439.png 768w, https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-1536x878.png 1536w, https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-18x10.png 18w, https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png 1792w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What is the ITUB3 share?<\/h2>\n\n\n\n<p>The action <strong>ITUB3<\/strong> is the <strong>ordinary action<\/strong> of Ita\u00fa Unibanco, i.e. they have the right to vote on the company's decisions. This means that shareholders in this category can participate more actively in the bank's management.<\/p>\n\n\n\n<p>Ita\u00fa Unibanco is one of the <strong>Brazil's most solid banks<\/strong>The company has millions of clients and a great track record of profitability. This makes its shares highly sought after by investors looking for stability and good returns.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ITUB3 or ITUB4: what's the difference?<\/h2>\n\n\n\n<p>Ita\u00fa Unibanco has <strong>two types of action<\/strong> on the stock exchange:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ITUB3 (Ordinary Shares)<\/strong>The most important of these are: they give you the right to vote at general meetings, but they tend to be less liquid.<\/li>\n\n\n\n<li><strong>ITUB4 (Preferred Shares)<\/strong>They don't give voting rights, but they usually pay more dividends and are more liquid on the market.<\/li>\n<\/ul>\n\n\n\n<p>Most investors prefer <strong>ITUB4<\/strong>because it is more widely traded and pays more attractive dividends. However, ITUB3 can be interesting for those who want to have decision-making power in the company.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Does ITUB3 pay dividends?<\/h2>\n\n\n\n<p>Yes! Ita\u00fa Unibanco is <strong>known for distributing good dividends<\/strong> to its shareholders. Although <strong>ITUB4<\/strong> have preference in payment, <strong>ITUB3 also receives regular earnings<\/strong>.<\/p>\n\n\n\n<p>The bank has a <strong>history of constant profit<\/strong>This ensures that its investors are well remunerated. Therefore, those who invest in ITUB3 can count on dividends throughout the year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is it worth investing in ITUB3?<\/h2>\n\n\n\n<p>Investing in ITUB3 may be worthwhile, but it depends on your profile and strategy. Some advantages of this stock are:<\/p>\n\n\n\n<p>1# <strong>Solid company<\/strong> - Ita\u00fa Unibanco is one of the most profitable banks in Brazil.<br>2# <strong>Dividend distribution<\/strong> - Even though it is an ordinary share, ITUB3 pays regular dividends.<br>3# <strong>Possibility of participation in management<\/strong> - Those who own ITUB3 can vote on company decisions.<\/p>\n\n\n\n<p>On the other hand, there are some points that need to be evaluated:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lower liquidity<\/strong>ITUB3 is less traded than ITUB4, which can make it difficult to sell quickly.<\/li>\n\n\n\n<li><strong>Lower dividends<\/strong>ITUB4 tends to pay more dividends as it is preferred.<\/li>\n\n\n\n<li><strong>Focus on valorization<\/strong>Whoever invests in ITUB3 may be more interested in the growth of the stock than in passive income.<\/li>\n<\/ul>\n\n\n\n<p>If you're looking for higher dividends and ease of trading, ITUB4 may be a better option. But if you want <strong>participate in the bank's decision-making<\/strong>ITUB3 could be interesting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to buy ITUB3?<\/h2>\n\n\n\n<p>To invest in <strong>ITUB3<\/strong>follow these steps:<\/p>\n\n\n\n<p>1# <strong>Open an account with a broker<\/strong> - Choose a reliable broker to access the stock market.<br>2# <strong>Deposit money in the account<\/strong> - Make a transfer to the broker.<br>3# <strong>Search code ITUB3<\/strong> - Access the home broker and search for the stock by the ticker ITUB3.<br>4# <strong>Define the quantity<\/strong> - Choose how many shares you want to buy.<br>5# <strong>Confirm the purchase order<\/strong> - Wait for the order to be executed and that's it!<\/p>\n\n\n\n<p>You can buy ITUB3 at any time, but it's always good to follow the market to identify entry opportunities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is ITUB3 a good long-term investment?<\/h2>\n\n\n\n<p>Ita\u00fa Unibanco is <strong>one of the most profitable banks in the country<\/strong>This makes its shares good options for long-term investors. Historically, Ita\u00fa <strong>solid growth and good dividend distribution<\/strong>This makes ITUB3 an interesting choice for those who want to build up equity over the years.<\/p>\n\n\n\n<p>If you want to invest for the future and believe in the strength of the banking sector, <strong>ITUB3 could be an excellent option<\/strong> within your investment strategy.<\/p>\n\n\n\n<p><strong>See also: <a href=\"https:\/\/credittcards.com\/en\/divida-no-cartao-de-credito-como-renegociar-com-bancos-digitais\/\">Credit card debt: how to renegotiate with digital banks<\/a><\/strong><\/p>\n\n\n\n<p>March 9th, 2025<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>ITUB3 is one of the shares of Ita\u00fa Unibanco, one of the largest banks in Brazil and Latin America. This share represents the company's ordinary shares, which give you the right to vote at meetings. But is investing in ITUB3 a good choice? How does this stock perform on the market? And what's the difference [...]<\/p>","protected":false},"author":2,"featured_media":991,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-criptomoedas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ITUB3: entenda tudo sobre o investimento - CredittCards<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/credittcards.com\/en\/itub3-entenda-tudo-sobre-o-investimento\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ITUB3: entenda tudo sobre o investimento - CredittCards\" \/>\n<meta property=\"og:description\" content=\"O ITUB3 \u00e9 uma das a\u00e7\u00f5es do Ita\u00fa Unibanco, um dos maiores bancos do Brasil e da Am\u00e9rica Latina. Essa a\u00e7\u00e3o representa as a\u00e7\u00f5es ordin\u00e1rias da empresa, que d\u00e3o direito a voto em assembleias. Mas ser\u00e1 que investir em ITUB3 \u00e9 uma boa escolha? Como essa a\u00e7\u00e3o se comporta no mercado? E qual a diferen\u00e7a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/credittcards.com\/en\/itub3-entenda-tudo-sobre-o-investimento\/\" \/>\n<meta property=\"og:site_name\" content=\"CredittCards\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-09T09:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-1024x585.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"585\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Michele Azevedo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michele Azevedo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/\",\"url\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/\",\"name\":\"ITUB3: entenda tudo sobre o investimento - CredittCards\",\"isPartOf\":{\"@id\":\"https:\/\/credittcards.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png\",\"datePublished\":\"2025-03-09T09:00:00+00:00\",\"author\":{\"@id\":\"https:\/\/credittcards.com\/#\/schema\/person\/cd780537dd6747eac90cc4410c343a79\"},\"breadcrumb\":{\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage\",\"url\":\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png\",\"contentUrl\":\"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png\",\"width\":1792,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/credittcards.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ITUB3: entenda tudo sobre o investimento\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/credittcards.com\/#website\",\"url\":\"https:\/\/credittcards.com\/\",\"name\":\"CredditCards\",\"description\":\"Economia Sem Complica\u00e7\u00e3o\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/credittcards.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/credittcards.com\/#\/schema\/person\/cd780537dd6747eac90cc4410c343a79\",\"name\":\"Michele Azevedo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/credittcards.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6b0eb9d22841282815e2cd856a0061c45e1761cd54b22e952d98c4746939aa85?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6b0eb9d22841282815e2cd856a0061c45e1761cd54b22e952d98c4746939aa85?s=96&d=mm&r=g\",\"caption\":\"Michele Azevedo\"},\"description\":\"Formada em Letras \u2013 Portugu\u00eas\/ Ingl\u00eas, idealizadora do Escritora de Sucesso, escreve tamb\u00e9m para o Credittcards, expandindo o conhecimento de quem busca investir e cuidar do financeiro, atrav\u00e9s de dicas e as principais not\u00edcias do universo em quest\u00e3o.\",\"url\":\"https:\/\/credittcards.com\/en\/author\/azevedomichelle19gmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ITUB3: entenda tudo sobre o investimento - CredittCards","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/credittcards.com\/en\/itub3-entenda-tudo-sobre-o-investimento\/","og_locale":"en_US","og_type":"article","og_title":"ITUB3: entenda tudo sobre o investimento - CredittCards","og_description":"O ITUB3 \u00e9 uma das a\u00e7\u00f5es do Ita\u00fa Unibanco, um dos maiores bancos do Brasil e da Am\u00e9rica Latina. Essa a\u00e7\u00e3o representa as a\u00e7\u00f5es ordin\u00e1rias da empresa, que d\u00e3o direito a voto em assembleias. Mas ser\u00e1 que investir em ITUB3 \u00e9 uma boa escolha? Como essa a\u00e7\u00e3o se comporta no mercado? E qual a diferen\u00e7a [&hellip;]","og_url":"https:\/\/credittcards.com\/en\/itub3-entenda-tudo-sobre-o-investimento\/","og_site_name":"CredittCards","article_published_time":"2025-03-09T09:00:00+00:00","og_image":[{"width":1024,"height":585,"url":"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1-1024x585.png","type":"image\/png"}],"author":"Michele Azevedo","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michele Azevedo","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/","url":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/","name":"ITUB3: entenda tudo sobre o investimento - CredittCards","isPartOf":{"@id":"https:\/\/credittcards.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage"},"image":{"@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage"},"thumbnailUrl":"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png","datePublished":"2025-03-09T09:00:00+00:00","author":{"@id":"https:\/\/credittcards.com\/#\/schema\/person\/cd780537dd6747eac90cc4410c343a79"},"breadcrumb":{"@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#primaryimage","url":"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png","contentUrl":"https:\/\/credittcards.com\/wp-content\/uploads\/2025\/02\/image-1.png","width":1792,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/credittcards.com\/itub3-entenda-tudo-sobre-o-investimento\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/credittcards.com\/"},{"@type":"ListItem","position":2,"name":"ITUB3: entenda tudo sobre o investimento"}]},{"@type":"WebSite","@id":"https:\/\/credittcards.com\/#website","url":"https:\/\/credittcards.com\/","name":"CredditCards","description":"Economy without complications","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/credittcards.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/credittcards.com\/#\/schema\/person\/cd780537dd6747eac90cc4410c343a79","name":"Michele Azevedo","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/credittcards.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6b0eb9d22841282815e2cd856a0061c45e1761cd54b22e952d98c4746939aa85?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b0eb9d22841282815e2cd856a0061c45e1761cd54b22e952d98c4746939aa85?s=96&d=mm&r=g","caption":"Michele Azevedo"},"description":"Graduated in Languages - Portuguese\/English, creator of Escritora de Sucesso, she also writes for Credittcards, expanding the knowledge of those looking to invest and take care of their finances, through tips and the main news from the universe in question.","url":"https:\/\/credittcards.com\/en\/author\/azevedomichelle19gmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/posts\/990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/comments?post=990"}],"version-history":[{"count":2,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/posts\/990\/revisions"}],"predecessor-version":[{"id":994,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/posts\/990\/revisions\/994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/media\/991"}],"wp:attachment":[{"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/media?parent=990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/categories?post=990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/credittcards.com\/en\/wp-json\/wp\/v2\/tags?post=990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}